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Due diligence · Bangalore

How to read a Bangalore land title before you pay a token advance

Khata, encumbrance certificate, RERA and conversion orders: the four papers to check, in order, before any money changes hands.

By Globalsqft · · 1 min read

Every plot is a stack of layers, and the title is the first one. If it is weak, nothing built on top of it is safe.

1. Khata

The khata is the local body's record of the property. Ask which type it has, because it affects loans and resale.

2. Encumbrance certificate

The encumbrance certificate lists registered transactions and loans on the property. Ask for at least 13 years, so you can spot claims on the title.

3. RERA registration

Larger projects must register with the state RERA. Verify the number on the official portal before you rely on a brochure.

4. Land conversion

Agricultural land needs a conversion order before it can be used for housing. Check that the order matches the survey number you are buying.

General information, not legal advice. Book a consultation to go through your specific plot.

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